Loans

Share secured loans

Use your share account to secure a low-interest loan with up to 60 months to repay. It's a smart way to meet an unexpected expense without touching a penny of your savings or to begin building a positive credit history. Your interest rate on your loan will be 2% above the current share rate. Plus, your savings will continue to earn interest, reducing the actual cost of your loan.

Certificate Secured Loans

If you have a share certificate but need some extra cash, no need to worry... AACFCU's certificate secured loan may be just what you need. By borrowing against your certificate, you avoid having to pay early withdrawal penalties, you continue to earn interest on your investment and you pay a low rate on your loan. Your loan interest rate is only 2% above your current certificate rate. You still earn interest on your money. Download our loan application online today.

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Internet Account Access Enrollment!


Enrolling in Internet Account Access is easy, and FREE - here's how:

  1. In the Member # box, enter your Member Number.
  2. In the Password box, enter the password we provided you.
  3. Click the Login button.

If you do not have this information or are in need of assistance, please contact us at 800-448-4096.


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NCUAEqual Housing Lender Digital Insight, an Intuit company