Loans

Army Aviation Center Federal Credit Union Loan Rates

Army Aviation Center Federal Credit Union cares about you and can assist you with all types of loans. You'll receive personalized service and your loan application will be processed quickly and efficiently by people who know you.

Auto Loans

 APR*TERMS
New autos (current & 1 yr old)4.75%36 months
4.99%48 months
4.99%60 months
New autos ($20,000 minimum)5.50%72 months
New autos ($30,000 minimum)5.99%84 months
Used autos 2 & 3 years old5.50%48 months
5.99%60 months
Used autos 2 & 3 years old ($25,000 minimum & subject to approval)5.99%72 months
Used autos 4 yrs old & older5.99%36 months
5.99%48 months

RV/Boat and Leisure Vehicle Loans

 APR*TERMS
New Recreational Vehicles    
Under $20,0006.25%60 months
$20,000 to $49,9996.25%143 months
$50,000 and over6.50%143 months
6.50%180 months
   
Used Recreational Vehicles    
Under $20,0007.25%60 months
$20,000 to $49,9996.90%143 months
$50,000 and over6.90%143 months
   
Motorcycles    
Under $8,0006.75%48 months
Over $8,0006.75%60 months
   
New Boats    
Under $15,0006.50%60 months
Over $15,0006.50%120 months
   
Used Boats    
Under $15,0006.90%60 months
Over $15,0006.90%120 months
   
New Jet Skis7.90%60 months
Used Jet Skis8.90%48 months
New Farm & Garden Tractor8.50%60 months
Used Farm & Garden Tractor9.50%48 months

Mobile Home Loans

 APR*TERMS
New Mobile Homes8.90%120 months
New Mobile Homes8.75%84 months
Used Mobile Homes (1 to 3 years old)9.00%72 months
Used Mobile Homes (over 3 years old)9.00%60 months

Personal Loans

 APR*TERMS
Share Secured2.00% above share rate60 months
Certificate Secured2.00% above certificate ratecertificate term
Open-end Line of Credit12.90%36 Months
12.90%48 months
Computer Loans8.00%36 months

Credit Card Rates

 APR*TERMS
CURewards Platinum MasterCard12.90%Revolving
Platinum MasterCard8.90%Revolving

Mortgage Rates

 APR*TERMS
In house 15 yr. mortgage5.00%180 months
In house 12 yr. mortgage4.80%144 months
Non-primary5.75%143 months
Land6.25%143 months
Doublewide with Land7.25%180 months
Home Equity6.00%120 - 180 months
Home Equity Line of creditPrime -1.00% (min. rate 3%)120 mo. draw - 143 mo. repayment

LATE CHARGES: If your payment is more than 7 days late, we may collect a late payment charge from you of 20% of the Finance Charge due with a minimum of $5.00. Late charges apply to Consumer Loans only and are different for real estate secured loans.

CANCELING OR CHANGING THIS PLAN: The Credit Union has the right to change the terms of this plan from time to time after giving you any advance notice required by law. Any change will apply to future advances. At the discretion of the Credit Union and subject to any requirements of the applicable law, the change in terms will also apply to unpaid balances. An increase in the daily periodic rate under a variable or adjustable interest rate is not considered a change in terms under this plan.

*APR refers to ANNUAL PERCENTAGE RATE.

Rates are subject to change.

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