Army Aviation Center Federal Credit Union's Privacy Policy Statement

A Private Note to Our Members

Army Aviation Center Federal Credit Union's directors, management and staff respect the privacy of our members' personal financial information. We know that our members furnish sensitive information to the Credit Union in the course of daily business, and we are committed to treating such information responsibly. We know that our members expect privacy and security for their personal and financial affairs and respect that right. To assure the continued privacy and confidentiality of your personal financial information, your Credit Union observes these practices and procedures:

Information We Collect

We collect nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income
• Information about your transactions with us, our affiliates or others such as your account balance, payment history, parties to transactions and credit card usage
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history

Children's Privacy Policy

We do NOT collect any personal information from a child without parental consent or parental notification. The Credit Union will not request that children submit personal information online nor will the Credit Union make personal information publicly available. The Credit Union does not allow anyone to publicly post or otherwise distribute personally identifiable contact information. We do not entice any child with a special game, prize or other activity, to get them to divulge more information than is needed to participate in the activity.

Information We Disclose

We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.

Safeguarding Member Information

Only employees who need information to provide products or services to you are allowed access to nonpublic information about you. We maintain physical, electronic and procedural safeguards that comply with Federal regulations to guard your nonpublic personal information.

At AACFCU it is our policy to never request account information via email. If you receive an email from someone claiming to be affiliated with AACFCU asking for personal information please contact us immediately at 800-448-4096 ext.1702 or klong@aacfcu.com.

• Credit Union members and the public may receive copies of this notice of privacy practices by contacting the Credit Union.
• This notice meets the notification requirements of the National Credit Union Administration regulation on privacy of consumer information, Part 716.

An important Transaction Reminder about Regulation D

Certain accounts at all financial institutions are affected by the Federal Reserve Board's Regulation D. At Army Aviation Center Federal Credit Union, these accounts are the Savings Accounts, Money Market Accounts and Christmas Club Accounts. (Transactions from AACFCU Checking Accounts are NOT limited by this regulation. The limitation does not apply to in-person transfers, ATM transfers or pre-authorized payments to a loan at the same Credit Union. Pursuant to Regulation D, electronic transfers from these Saving Accounts are limited to no more than six per calendar month. This includes transfers caused by overdrafts on your account. No more than three of these six may be made by check or draft to a third party. If you exceed these limitations, even though there is money in your Savings Account, the transfer will not take place. This can result in fees being imposed and exceeding these Regulation D limitations may cause your account to be closed. Learn more...